Retirement Planning

Create Your Retirement Plan With RGWM

RETIRE WITH CONFIDENCE THROUGH COMPREHENSIVE PLANNING

Preparing for retirement involves much more than simply figuring out the “magic number” you will need. It’s a complex undertaking where the decisions you make substantially impact your quality of life during your retirement years. Our retirement planning process covers simple items like Social Security, Medicare, Long-Term Care, and Required Minimum Distributions, but it also dives deeper into tax-smart distribution strategies that maximize the funds left in your pocket after Uncle Sam gets his portion. If you have questions about your retirement, our planning specialists in The Woodlands are ready to guide you every step of the way.

Schedule a FREE Strategy Session

Make the Most of Company Benefits

While most 401(k) and Pension plans are similar, each company has slightly different provisions. Navigating issues like Net Unrealized Appreciation (NUA) treatment on company stock, Pension distributions as a lump sum or annuity, deferred compensation, and more are critical to your success. Making smart decisions on these issues can mean the difference of tens or hundreds of thousands of dollars over your lifetime.

Retirement Plan Flexibility

When we create a retirement plan, you can be certain that your plan will be tailored to fit your current and future expected needs. We know how quickly financial circumstances can change, and we take a flexible approach to planning that can change as your life does. Our industry-leading planning tools offer complex scenario analysis that helps you plan for various possible outcomes.

Don’t get locked into a plan that doesn’t make sense for you – talk to one of our advisors to create your retirement plan today!

OUR PROCESS

Introductory Meeting

The purpose of our first meeting with you is simple: to get acquainted! Our advisors take the time to learn about you, your lifestyle, and your financial goals.

Investment and Financial Plan Review

We’ll present an evaluation of your current financial position and a comprehensive plan to meet your needs.

Implementation

We’ll help you put your plan into action by guiding you through the process of opening accounts and making relevant trades.

Continued Monitoring and Optimization

At frequent intervals, we will revisit your financial situation and make adjustments to your portfolio, financial plan, or tax strategies as your life goals change.