One of the things that we have heard a lot about recently is something that has not been much of a consideration over the past 10 years – increasing interest rates and the flattening of the yield curve.   With the ending of the Fed’s ZIRP era (Zero Interest Rate Policy), the US Treasury 10-year yield has doubled from 1.5% to

As I was collecting my thoughts to write this, I heard someone talk about reasons to be fearful of the market on CNBC, and the 1979 song "Reasons to Be Cheerful-Part 3" by Ian Drury popped into my head.  Thanks to YouTube, I listened to it - it IS a cheerful song - and it is not a terrible backdrop

Every year around tax time, we inevitably receive an influx of individuals that come to us asking questions about their personal tax situations. Some currently have financial advisors, and others don’t. The one thing they all lack is someone with the expertise to assist them in tax efficiency. As a financial advisor, our job is about so much more than