Disclosure

Important Disclosures

Rhame & Gorrell Wealth Management, LLC (“RGWM”) is an SEC registered investment adviser with its principal place of business in the State of Texas. RGWM is in compliance with the current notice filing requirements imposed upon SEC registered investment advisers by those states in which RGWM maintains clients. RGWM may only transact business in those states in which it is notice filed or qualifies for an exemption or exclusion from notice filing requirements.

This website is limited to the dissemination of general information pertaining to RGWM’s investment advisory/management services.  The information contained herein should not be construed as personalized investment advice and should not be considered as a solicitation to buy or sell any security or engage in a particular investment strategy.  This material is not intended to provide, and should not be relied on for, tax, legal or accounting advice.  Any subsequent, direct communication by RGWM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of RGWM, please contact RGWM or refer to the Investment Adviser Public Disclosure web site www.adviserinfo.sec.gov.

Awards Disclosure

The Five Star Wealth Manager award is presented to wealth managers who satisfy 10 objective eligibility and evaluation criteria associated with outstanding work. Eligibility Criteria – Required 1. Credentialed as an investment advisory representative or a registered investment adviser. 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3. Favorable regulatory and complaint history review. 4. Fulfilled their firm review based on internal firm standards. 5. Accepting new clients. Evaluation Criteria – Considered 6. One-year client retention rate. 7. Five-year client retention rate. 8. Non-institutional discretionary and/or non-discretionary client assets administered. 9. Number of client households served. 10. Education and professional designations.

 

Future 50 RIA Firm by Citywire Magazine.  Investment Advisory firms across the country were evaluated based on attributes such as investment offerings and capabilities, staff tenure and credentials, and firm service offerings.  Fifty firms were chosen, considered by Citywire “to be the best of the crop in the RIA community.”

 

Recognized by Houston Business Journal as a Top Wealth Management Firm in the Houston area.

 

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results.  Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser and are generally limited to participating advisers.

Introductory Meeting

The purpose of our first meeting with you is simple: to get acquainted! This is where we learn more about you, your family, hobbies, business, values, and more. A fundamental understanding of your life and goals is essential to a successful wealth management relationship. The introductory meeting with your financial planning consultant in The Woodlands is also your opportunity to get answers to any questions you have about our firm, staff, process, compensation, and more. Our goal is to earn your trust with complete transparency! If you decide to engage our firm, we will ask you to complete a confidential client questionnaire and provide documents we will need to begin a detailed financial analysis.

Investment and Financial Plan Meeting

This meeting will occur once the initial documents are received. At this stage, we need to understand your personal risk appetite in your investments. We assess this tolerance for risk as part of your overall client profile and use the risk information to construct your customized investment portfolio. Our Chief Investment Officer personally analyzes each client’s investment to ensure that your portfolio is aligned with your goals.

In this meeting, your financial planning consultant in The Woodlands will also include a review of your detailed financial plan. This is the roadmap to and through retirement for you and your family. It describes in detail how each of your future goals will be accomplished and will indicate your probability of success for the overall plan. This is extremely valuable for you because it allows you to tweak your plan in the future and adjust as we go.

Implementation

Once we’ve given you our recommendations, it’s time to implement your customized plan, created from our investment portfolio services in The Woodlands. This involves opening accounts, making the relevant trades to construct the portfolio, and more. Most of the time, this process will encompass much more than just investments. Estate Planning and Tax Planning issues are usually handled at this point as well, such as making updates to wills or trust documents or changing the source of monthly distributions for tax efficiency. This is the most vital part of our process; if the recommendations are not implemented, the benefit to the client is never realized! Our team of financial planning consultants in The Woodlands carefully monitor every aspect of the implementation phase to ensure completion.

Quarterly Wellness Check (First Year)

When you go to the doctor for an ailment, it typically goes like this: You have an appointment, are diagnosed, prescribed medicine or another treatment, and told to come back after a period of time to ensure that you’re cured. Our first-year wellness checks serve this same purpose. Once we have analyzed your situation and made a diagnosis, we implement a solution. These additional meetings ensure that everything is running smoothly and there are no final hiccups to be managed by our team. Once we sit down with you and ensure that all is as it should be, your onboarding process is officially complete!

Periodic Monitoring

Consider this: if you’re going somewhere and are off course by just one degree, after one foot, you’ll miss your target by 0.2 inches. Trivial, right? But what about as you get farther out?

  • After 100 yards, you’ll be off by 5.2 feet.
  • After a mile, you’ll be off by 92.2 feet.
  • If you were trying to get from San Francisco to Washington, D.C., you’d end up on the other side of Baltimore, 42.6 miles away.
  • Traveling around the globe from Washington, DC, you’d miss by 435 miles and end up in Boston.
  • In a rocket going to the moon, you’d be 4,169 miles off (twice the diameter of the moon).
  • Going to the sun, you’d miss by over 1.6 million miles (twice the diameter of the sun).
  • Traveling to the nearest star, you’d be off course by over 441 billion miles (120 times the distance from the earth to Pluto, or 4,745 times the distance from Earth to the sun).

Over time, a mere one-degree error in the course makes a dramatic difference! The easiest way to ensure that your financial plan stays on track throughout your life is to spend time each year looking at your progress. We use our investment portfolio services to compare what has actually occurred with the projections we’ve made. If something changes in your life, so will the plan! This way, we can tweak your plan year by year to make sure that if you’re off track in any given year, we can adjust for it in the next year and keep you on pace towards your goals.

Rhame-Gorell-Houston-Business-Journal
Rhame-Gorrell-Wealth-Management-Citywire-RIA
Rhame-Gorrell-Wealth-Management-Wall-Street-Journal
Texas-Monthly-Rhame-Gorrell

Wealth Management Tailored to Your Needs

Corporate Executives

Tailored financial advice for CEOs, presidents, and owners of large companies

Learn More

Oil & Gas Professionals

Trusted advisory services offered to employees of oil and gas companies

Learn More

Entrepreneurs

Reliable financial services for individuals who own or manage their own businesses

Learn More

Affluent Families

Estate planning and wealth management services for higher-income families

Learn More

Financial Planning

Partner with certified financial planners for your asset management needs

Learn More

Investment Management

Experience investment advising catered to your long-term financial goals

Learn More

Retirement Planning

Plan for the future with help from our investment plan and wealth advisors

Learn More

Tax Optimization

Maximize your tax returns with strategies from our expert financial advisors

Learn More

Have Any

Questions

Lorem ipsum dolor sit amet consectetur ?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Lorem ipsum dolor sit amet consectetur ?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Lorem ipsum dolor sit amet consectetur ?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Lorem ipsum dolor sit amet consectetur ?
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Ask Us

Anything

If you have any questions or would like to learn more about our firm, please fill out the form below and we’ll get back to you shortly. We look forward to hearing from you.

This field is for validation purposes and should be left unchanged.

Schedule a Free Consultation

Our wealth advisors are ready to help you formulate a long-term strategy for your finances.
Schedule a free consultation with us today!

Schedule Now

Call Us or Email Us